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What is classic motorcycle insurance?

Classic motorcycle insurance provides coverage specifically tailored to the needs of vintage bikes. It includes collision coverage for damage from accidents, liability insurance for injury or property damage, and often comprehensive coverage for events like theft and vandalism.

Should you insure a classic bike with standard motorcycle insurance?

Insuring a classic bike with standard motorcycle insurance could leave it significantly underinsured. If you’re in an accident that damages your classic motorcycle, you will want to recover your bike’s actual value, not what it would be worth in the standard marketplace. You may only have a classic motorcycle for show, and never ride it.

Do vintage motorcycles need insurance?

Therefore, every owner of a vintage motorcycle should strongly consider an insurance policy that includes comprehensive and collision coverage in order to cover any damage to their classic bike. When is a motorcycle a classic? What insurance do I need for a vintage motorcycle? How much does classic motorcycle insurance cost?

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